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March 16 @ 7:00 am - 11:30 pm


The recent inauguration of a credit assistance program for Jan Aushadhi Kendras (JAK) by the Union Minister for Chemicals & Fertilizers and Health & Family Welfare marks a significant step towards improving access to affordable medicines across India.

Jan Aushadhi Kendra Credit Assistance Program:

Program Overview:

  • Government of India to provide credit/loan assistance to operators/entrepreneurs running Jan Aushadhi Kendras nationwide.
  • Utilizes Goods and Services Tax (GST) and India’s Digital Public Infrastructure (DPI) for unsecured working capital loans to small businesses.
  • Operators can access loans and infrastructure funding to establish and maintain their Jan Aushadhi Kendras.


  • Empower small entrepreneurs and promote entrepreneurship in the healthcare sector.
  • Enhance accessibility to affordable medicines for all sections of society.
  • Strengthen the healthcare ecosystem by promoting the availability of quality generic medicines.

Jan Aushadhi Kendras:


  • Government initiative under the Pradhan Mantri Bhartiya Janaushadhi Pariyojana (PMBJP) scheme.
  • Aims to provide affordable and quality medicines to the public.

PMBJP Scheme:

  • Revamped as Pradhan Mantri Jan Aushadhi Yojana (PMJAY) in 2015 and further enhanced as PMBJP in 2016.
  • Focuses on providing generic drugs through exclusive outlets known as Jan Aushadhi Kendras.
  • Offers generic medicines at significantly lower prices compared to branded drugs, reducing healthcare expenses.


  • Increased affordability: JAKs have reduced healthcare costs and out-of-pocket expenses significantly.
  • Improved access: Essential medicines are more readily available, especially in underserved areas.
  • Promotion of rational medicine use: JAKs provide information on the appropriate use of medicines, reducing misuse.


  • PMBJP has expanded rapidly, with around 11,000 Jan Aushadhi Kendras operating across the country.
  • Government aims to increase the number of JAKs to 25,000 in the next two years.


  • Small Industries Development Bank of India (SIDBI) is the primary financial institution for promoting and financing the Micro, Small, and Medium Enterprise (MSME) sector.
  • Established in 1990 under the Ministry of Finance, SIDBI supports MSMEs through various financial and developmental schemes.
  • Facilitates credit assistance and infrastructure development for small entrepreneurs, including operators of Jan Aushadhi Kendras.


  • Pharmaceuticals and Medical Devices Bureau of India (PMBI) is responsible for implementing the PMBJP.
  • Coordinates the supply, procurement, and marketing of generic drugs through Jan Aushadhi Kendras.


March 16
7:00 am - 11:30 pm
Event Category: